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prelim cd - 9919 S Oglesby Ave, Chicago, IL 60617.pdf

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This form is a statement of final loan terms and closing costs. Compare this document with your Loan Estimate. Closing Disclosure Closing Information Transaction Information Loan Information Date Issued Closing Date Disbursement Date Lakeland Title Services Settlement Agent Borrower Teresa Sanchez 9919 S Oglesby Avenue Chicago, IL 60617 Loan Term 30 years File # Property LTS-1036449-JC 9919 S Oglesby Avenue Chicago, IL 60617 Seller Sale Price $135,000 Lender Purpose Purchase Product Fixed Rate L

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This form is a statement of final loan terms and closing costs. Compare this
document with your Loan Estimate.

Closing Disclosure
Closing Information

Transaction Information

Loan Information

Date Issued
Closing Date
Disbursement Date
Lakeland Title Services
Settlement Agent

Borrower

Teresa Sanchez
9919 S Oglesby Avenue
Chicago, IL 60617

Loan Term 30 years

File #
Property

LTS-1036449-JC
9919 S Oglesby Avenue
Chicago, IL 60617

Seller

Sale Price

$135,000

Lender

Purpose

Purchase

Product

Fixed Rate

Lofty Holding 9919 S Oglesby
Avenue LLC
9919 S Oglesby Avenue
Chicago, IL 60617

Loan Type

X Conventional

Neighborhood Loans, Inc. It's
Successors and/or Assigns, ATIMA

MIC #

Loan Terms

Loan ID #

2512009653

Can this amount increase after closing?

Loan Amount

$128,250

NO

Interest Rate

0%

NO

Monthly Principal & Interest

$0.00

NO

See Projected Payments below for your
Estimated Total Monthly Payment

FHA

VA

T
F

Does the loan have these features?
Prepayment Penalty

NO

Balloon Payment

NO

Projected Payments

A

R

Payment Calculation
Principal & Interest

D

Mortgage Insurance
Estimated Escrow

Amount can increase over time

Years 1-30

+

-

+

-

Estimated Total
Monthly Payment
Estimated Taxes, Insurance
& Assessments
Amount can increase over time
See page 4 for details

$0.00

$0
This estimate includes
Property Taxes

$0

a month

In escrow?

Homeowner's Insurance
See Escrow Account on page 4 for details. You must pay for other
property costs separately.

Costs at Closing
Closing Costs

$4,794.50

Includes $3,568 in Loan Costs + $1,226.50 in Other Costs.

Cash to Close

$11,544.50

Includes Closing Costs. See Calculating Cash to close on page 3 for details.

CLOSING DISCLOSURE

See page 2 for details.

PAGE 1 OF 5 - LOAN ID # 2512009653

Closing Cost Details
Borrower-Paid
At Closing
Before Closing
$0.00

Loan Costs
A. Origination Charges
01 % of Loan Amount (Points)
02 Application Fee
03 Broker Compensation Paid by Lender
04 Processing Fee
05 Underwriting Fee
06
07
08
09
10
11
12
B. Services Borrower Did Not Shop For

D

T
F

A

R

01 See Additional C.01 Items
02 Title - ALTA Endorsement 8.1-06 (Environmental Protection Lien) to Lak
03 Title - ALTA Endorsement 9-06 (Restrictions, Encroachments, Minerals 04 Title - Closing Fee to Lakeland Title Services
05 Title - Closing Protection Letter - Borrower/Buyer to First American T
06 Title - E-Recording Fee to Lakeland Title Services
07 Title - Electronic Delivery Fee to Lakeland Title Services
08 Title - IAPLD Compliance Processing to Lakeland Title Services
09 Title - Lender's Title Insurance to Lakeland Title Services
10 Title - Overnight Delivery Fee to Lakeland Title Services
11 Title - Payoff Handling Fee to Lakeland Title Services
12 Title - State of Illinois Policy Tax to First American Title Insurance
13 Title - Title Search Fee to Lakeland Title Services
14 Title - Update Fee to Lakeland Title Services
15 Title - Wire Fee to Lakeland Title Services
16 Title - Wire Fee to Lakeland Title Services
17
18
19
20
21
22
23
24
25
D. TOTAL LOAN COSTS (Borrower-Paid)

CLOSING DISCLOSURE

Paid by
Others

$0.00

01 Appraisal Fee
02 Credit Report
03 Flood Cert
04 Mortgage Insurance Premium
05 Tax Service Fee
06
07
08
09
10
11
12
13
14
15
16
17
18
C. Services Borrower Did Shop For

Loan Costs Subtotals (A + B + C)

Seller-Paid
At Closing
Before Closing

$3,568.00

$275.00
$185.00
$185.00
$1,850.00
$25.00
$25.00
$50.00
$100.00
$595.00
$50.00

$50.00
$3.00
$395.00
$175.00
$50.00
$50.00

$3,568.00
$3,568.00

PAGE 2a OF 5 - LOAN ID # 2512009653