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mortgage statement - 2026-02-09 - 85-104 alawa pl, waianae, hi 96792.pdf

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Account Number: 6003118780 FOR RETURN SERVICE ONLY DO NOT SEND PAYMENTS TO THIS ADDRESS PO Box 3004 Monroe, WI 53566-3804 0132824 10101010101010101010 11001000011101100101 10000001000001101000 10101001001000010011 10000010100001010000 10100101001101100111 10001110010101100000 10010111000101000001 10100000101100100100 11101011010001000001 10011000100000101100 10010001111000000001 10100111101000000010 11000110100111001101 10011010001110011100 10011100111110010001 10100110100111111110 11011011010110100101 10001001100011001010 11111111111111111111 SP 5318 -C99-P00000-I1 MANUEL BARAJAS 500 WESTOVER DR #33191 SANFORD NC 27330 TOTAL AMOUNT DUE ON 03/01/26: $3,870.20 Additional Principal $ . Additional Escrow $ . Late Fees $ . Other Fees $ . Total Amount Enclosed $ . $113.75 late fee will be charged on or after 03/16/26 loanDepot.com, LLC P.O. BOX 5710 Chicago, IL 60680-5681 MANUEL BARAJAS 500 WESTOVER DR #33191 SANFORD NC 27330 5710 0006003118780 02092026 0000387020 5 _ _ Please detach above and return with your payment 7100-5318-99-00-0132824-0004-0135417 MORTGAGE ACCOUNT STATEMENT Statement Date: 02/09/26 | Account Number: 6003118780 SCAN PROPERTY ADDRESS: TO PAY! 85 -104 ALAWA PL WAIANAE HI 96792 ACCOUNT INFORMATION www.loandepot.com (844)502-2852 IMPORTANT NOTICE Type of Loan: VA Guaranteed Loan Outstanding Principal Balance: $624,364.18 Interest Rate: 2.87500% Escrow Balance: -$2,049.14 Taxes Paid Year to Date: $935.20 Prepayment Penalty: No Make Payments Effortlessly with Our Autopay Options! EXPLANATION OF AMOUNT DUE It’s time for a faster more convenient way of making your monthly payments. Simply visit servicing.loandepot.com – check out our Autopay options – and enroll for the Autopay option that works best for you. Start saving time today! Principal Interest Escrow (Taxes and/or Insurance) Regular Monthly Payment Total Fees/Charges since last statement Unpaid Fees/Charges $1,347.84 $1,495.87 $768.99 $3,612.70 $143.75 $113.75 Current Amount Due $3,870.20 Increasing postal delays have been challenging for many of our customers recently, and when a weather event hits, it can further decrease reliable on-time mail delivery. To avoid the risk of a late payment, we urge you to use our free, online payment portal to help ensure on-time delivery. PAST PAYMENTS BREAKDOWN 10101010101010101010 11001000000000010101 10000001010111111000 10101101001010111011 10100100101010101010 10000110110000010011 10001111001010110000 10001011011000101101 10110010100100101000 11110111000100001001 10010101011011000110 11100010000100110001 11110010101011011000 10011011010001010111 11111111110110110110 11000110101011001001 11000100100011001110 11000010011010111101 10001000100001101010 11111111111111111111 Principal Interest Escrow Other Fees Suspense Last Paid $1,344.62 $1,499.09 $768.99 $0.00 $0.00 $0.00 Paid Year to Date $2,686.02 $3,001.40 $1,537.98 $0.00 $0.00 $0.00 Total $3,612.70 $7,225.40 Experiencing Financial Difficulty? Thinking about refinancing? CONTACT US TODAY! https://loandepot.com NMLS#174457 See back for information about mortgage counseling or assistance. loanDepot does not accept partial payments, except where required by law. Any partial payments that you make will be held in a separate suspense account and will be returned if the balance of the payment is not received. When sending your payment via overnight carrier, or by express or certified mail, use the following address: loanDepot, Attn: Payment Administration, 6531 Irvine Center Dr., Suite 100, Irvine, CA 92618 10101010101010101010 11001000000000010101 10000001010111111000 10101101001010111011 10100100101010101010 10000110110000010011 10001111001010110000 10001011011000101101 10110010100100101000 11110111000100001001 10010101011011000110 11100010000100110001 11110010101011011000 10011011010001010111 11111111110110110110 11000110101011001001 11000100100011001110 11000010011010111101 10001000100001101010 11111111111111111111 Experiencing Financial Difficulty? If you are experiencing financial difficulty: HUD-approved counseling agencies are available to provide you with information about mortgage and foreclosure counseling and assistance. Call 1-800-569-4287 to speak with a HUD representative about your individual situation or visit HUD at http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm _ _ TRANSACTION ACTIVITY (01/17/26 - 02/09/26) Principal Interest Escrow Late charges & Fees Suspense Other Total Paid $0.00 $0.00 $0.00 -$30.00 $0.00 $0.00 $0.00 Returned Item Reversal -$1,341.40 -$1,502.31 -$768.99 $0.00 $0.00 $0.00 $0.00 Returned Item Reversal $0.00 $0.00 $0.00 Date Description 01/19/26 Return Item Fee Adjustment 01/19/26 01/19/26 01/19/26 01/19/26 01/19/26 01/30/26 01/30/26 02/03/26 Return Item Fee Assessed Late Charge Fee Assessed Returned Item Reversal Payment Payment County Tax Payment $0.00 $0.00 $0.00 $1,341.40 $1,344.62 $0.00 PAYMENT INFORMATION $0.00 $0.00 $0.00 $0.00 $0.00 -$113.75 $0.00 -$83.75 $1,502.31 $768.99 $0.00 -$935.20 $1,499.09 -$30.00 $768.99 -$30.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $7,225.40 $0.00 $935.20 $0.00 $0.00 address: loanDepot, Attn: Payment Administration, 6531 Irvine Center Dr., Suite 100, Irvine, CA 92618. IMPORTANT CONTACT INFORMATION: Please include your account number on ALL correspondence, DO NOT SEND correspondence with your payment. Payments loanDepot.com, LLC P.O. Box 5710 Chicago, IL 60680-5681 Tax Bills loanDepot.com, LLC PO Box 9223 Coppell, TX 75019-9278 Fax: 817-826-0707 Insurance loanDepot.com, LLC P.O. Box 7114 Troy, MI 48007-7114 Fax: 248-710-1660 Overnight loanDepot.com, LLC Attn: Payment Administration 6531 Irvine Center Dr. Suite 100 Irvine, CA 92618 All other Correspondence loanDepot.com, LLC P.O. Box 250009 Plano, TX 75025 Notifications of Error, Requests for Information or Qualified Written Requests concerning your loan must be directed to: loanDepot.com, LLC, P.O. Box 251027, Plano, TX 75025 This communication is from a debt collector and is an attempt to collect a debt, any information obtained will be used for that purpose. Page 2 of 4 7100-5318-99-00-0132824-0004-0135417 5. If payment is in excess of the amount due, you must indicate how the excess is to be applied. Monies received in Avoid paying late charges. Payment amounts are due and payable by the payment due date shown on excess of the payment that are not identified for application may be used to make multiple payments, which could your statement. Payments can be made either online, by check or through our Automated Telephone System by calling the number listed on this statement. Payments made after 6:00 p.m. PT are credited make your loan current or prepaid. Remaining monies may be applied first to pay any other balances due, such as fees and advances. If there are no outstanding fees or advances we may post excess cash to principal. the next business day. If you wish to pay by check, please be sure to: 6. Payments of more than $25,000.00 greater than the monthly mortgage payment amount must be sent certified 1. Remove your coupon from the top of your loan statement and send it along with your check or funds. Non-certified funds received greater than $25,000.00 over the total monthly payment amount will be money order to the address shown on the reverse side of this statement. returned. 2. Print your loan number on your check or money order. 7. Visit loandepot.com to make your monthly payment online. 3. Do not send cash. DO NOT include correspondence with your payment. 8. Returned check fees may be charged unless prohibited by law. 4. When sending your payment via overnight carrier, or by express or certified mail, use the following PLEASE NOTE : Additional principal payments can only be made with, or after your current month's payment. NO principal payments can be applied to loans that are not current. MORTGAGE ACCOUNT STATEMENT Statement Date: 02/09/26 | Account Number: 6003118780 PAYOFF REQUEST: A written request should be submitted in advance for a payoff statement. You may request a payoff statement be sent to you by emailing payoffs@loandepot.com or by faxing your request to (469) 825-4845 (fee for faxing may apply if permitted by applicable law). Please have available your account number, social security number, the payoff date, and your fax number. No verbal payoff information can be provided. If you are a third party, please ensure that you submit a written authorization from the borrower to release the payoff statement to you. Payoff funds must be received by bank wire or certified funds only. SERVICEMEMBERS CIVIL RELIEF ACT (SCRA): Eligible servicemembers, their spouses or civil partners, and dependents may receive protections under the SCRA. To find out how to determine if you are eligible for protections under SCRA and to receive instructions on how to invoke your rights, please contact us at the number listed on the first page of your statement. INSURANCE COVERAGE: All loans are required to have adequate property insurance in place at all times, including flood insurance, if the property is situated in a special flood hazard area. Acceptable hazard and extended dwelling insurance coverage amounts are equal to 100% of the full insured value of the improvements, or equal to the loan balance, if greater than 80% of the replacement costs. Flood insurance must equal the lesser of, the unpaid principal balance, the full structure replacement cost value or NFIP flood coverage maximum for the property type. There may be, at lender discretion, situations where the flood coverage cannot be lower than 80% of the replacement costs. Please consult your insurance agent to determine the adequacy of your coverage. Please send, or have your insurance agent or insurance carrier, send any insurance information to the Insurance address listed on this statement. Failure to provide evidence of adequate insurance may result in the placement of coverage at your expense. If your property is damaged by fire, flood, or by any other cause, you must notify us immediately and we will instruct you on how to proceed. PROPERTY TAXES: If you receive a bill for any tax item that appears on your escrow analysis, you should immediately mail it to us for payment at the Tax Bills address provided above. Please write your account number on the bill. Supplemental, interim, per capita, personal property or other tax bills associated with the property are the homeowner’s responsibility. Please remit directly to your taxing authority office. If your state allows a homestead exemption, YOU must file for the exemption. To verify if your taxing authority allows homestead exemptions for which you may qualify, please contact your taxing authority directly. loanDepot.com, LLC. All rights reserved. NMLS ID# 174457 (www.nmlsconsumeraccess.org). For more licensing information, please visit loanDepot.com/licensing. 7100-5318-99-00-0132824-0004-0135418 10101010101010101010 11001000000000010101 10000001010111111000 10101101001010111011 10100110101010100010 10000110110001100011 10001111001011101100 10001011011000111001 10110010100111001100 11110111000010111001 10010101011001100110 11100010011101010001 11110011110001111100 10011101101101010011 11111010011000101010 11000011010110011001 11000001000011110100 11011100111111100101 10001010000001110010 11111111111111111111 Page 3 of 4 10101010101010101010 11001000000000010101 10000001010111111000 10101101001010111011 10100110101010100010 10000110110001100011 10001111001011101100 10001011011000111001 10110010100111001100 11110111000010111001 10010101011001100110 11100010011101010001 11110011110001111100 10011101101101010011 11111010011000101010 11000011010110011001 11000001000011110100 11011100111111100101 10001010000001110010 11111111111111111111 7100-5318-99-00-0132824-0004