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Information as of November 21, 2024 Policyholder(s) Page 1 of 2 Marc Dixon 91902 Ft Weaver 205 Ewa Beach HI 96706-2261 DDTFFAFTFAFATFDAADDDDTTFATTFFTDDTTTFAFDTDTADAAFFFTDTDAFADATDFAFFF 85-104 ALAWA PL WAIANAE HI 96792-2103 Policy number 817 837 616 Your Allstate agency is Marc Dixon (808) 689-9770 mdixon@allstate.com Thank you for being a loyal Allstate customer—we’re happy to have you with us! Here’s your Deluxe Plus Homeowners insurance renewal offer for the next 12 months. I've also included a guide to what’s in this package and answers to some common questions. Renewing your policy is easy Keep an eye out for your bill, which should arrive in a couple of weeks. Just send your payment by the due date on your bill. If you’re enrolled in the Allstate® Easy Pay Plan, you won’t receive a bill—we’ll send you a statement with your payment withdrawal schedule. You also won’t receive a bill if a mortgage company or lienholder pays your insurance premium for you. How to contact us Give me a call at (808) 689-9770 if you have any questions. It’s my job to make sure you’re in good hands. RP378-4 Policy number: Policy effective date: 817 837 616 January 7, 2025 Page 2 of 2 Your Insurance Coverage Checklist We’re happy to have you as an Allstate customer! This checklist outlines what’s in this package and provides answers to some basic questions, as well as any “next steps” you may need to take. £ What’s in this package? See the guide below for the documents that are included. Next steps: review your Policy Declarations to confirm you have the coverages, coverage limits, premiums and savings that you requested and expected. Read any Endorsements or Important Notices to learn about new policy changes, topics of special interest, as well as required communications. Keep all of these documents with your other important insurance papers. £ What about my bill? Unless you’ve already paid your premium in full, we’ll send your bill separately. Next steps: please pay the minimum amount by the due date listed on it. £ Am I getting all the discounts I should? Confirm with your Allstate Agent that you’re benefiting from all the discounts you’re eligible to receive. £ What if I have questions? Visit Allstate.com/support to browse our list of frequently asked questions and find information regarding billing or policy documents. You can also create an online account to access and manage your policies. Para español, Ilamar al 1-800-979-4285. You can also pay your bill online at Allstate.com/support or through the Allstate mobile app. If you’re enrolled in the Allstate® Easy Pay Plan, we’ll send you a statement detailing your payment withdrawal schedule. Para español, Ilamar al 1-800-979-4285. Policy Declarations* The Policy Declarations lists policy details, such as your property details and coverages. Important Notices We use these notices to call attention to particularly important coverages, policy changes and discounts. Insurance Made Simple Insurance seem complicated? Our online guides explain coverage terms and features: www.allstate.com/ madesimple Espanol.allstate.com /facildeentender * To make it easier to see where you may have gaps in your protection, we’ve highlighted any coverages you do not have in the Coverage Detail section in the enclosed Policy Declarations. 010 070 050 241121S000194 000000817837616241121S000194PRO PROR07HI2024112122343501A-000080-001-0-00-00 A guide to your renewal package Policy number: Policy effective date: 817 837 616 January 7, 2025 Page 1 of 1 Allstate’s got you covered. At Allstate, we know how important it is to you to have the right protection at the right price. That’s why we’ve included some savings tips and services you have access to below: Review your coverages Make sure your protection fits your current needs. Allstate® mobile app Download Allstate Mobile, where you can get tools and help, like ID cards ¹, Allstate Identity Protection and 24/7 Roadside Assistance. Find more ways to save Discover more about your money-saving options², like Full Pay, Drivewise® or Easy Pay, by visiting Allstate Mobile or allstate.com/myaccount. ¹Digital ID cards not accepted as proof of insurance in every state. ²Subject to terms, conditions, and availability. X74021 010 070 050 241121S000194 000000817837616241121S000194PRO PROR07HI2024112122343501A-000080-002-0-00-00 Renewal Deluxe Plus Homeowners Policy Declarations Your policy effective date is January 7, 2025 Page 1 of 3 Total Premium for the Premium Period (Your bill will be mailed separately) Information as of November 21, 2024 Premium for property insured Summary $703.00 Total $703.00 Your bill will be mailed separately. Before making a payment, please refer to your latest bill, which includes payment options and installment fee information. If you do not pay in full, you will be charged an installment fee(s). If you do not pay your bill by the due date shown on your billing statement, you may be charged a late fee. Discount (included in your total premium) Home and Auto 85-104 Alawa Pl, Waianae, HI 96792-2103 Rating Information* Please review and verify the information regarding your insured property. Please refer to the Important Notice (X67831-2) for additional coverage information. Contact us if you have any changes. The dwelling is of frame construction and is occupied by 1 family Dwelling Style: Built in 1969; 1 family; 1088 sq. ft.; 1 story Foundation: Unexcavated crawl space, 100% Detached structure: One 2-car detached garage Exterior wall types: 90% wood siding 10% stone on frame Premium period Beginning January 7, 2025 through January 7, 2026 at 12:01 A.M. standard time Your Allstate agency is Marc Dixon 91902 Ft Weaver 205 Ewa Beach HI 96706-2261 (808) 689-9770 mdixon@allstate.com Some or all of the information on your Policy Declarations is used in the rating of your policy or it could affect your eligibility for certain coverages. Please notify us immediately if you believe that any information on your Policy Declarations is incorrect. We will make corrections once you have notified us, and any resulting rate adjustments, will be made only for the current policy period or for future policy periods. Please also notify us immediately if you believe any coverages are not listed or are inaccurately listed. Patio cover, 144 sq. ft. One semi-custom full bath Policy number 817 837 616 Policy period Begins on January 7, 2025 at 12:01 A.M. standard time, with no fixed date of expiration Location of property insured Interior details: One semi-custom kitchen Mailing address 85-104 Alawa Pl Waianae HI 96792-2103 Your policy provided by Allstate Insurance Company 15.0% Protective Device Rate Applied Attached structures: One small open porch One medium open porch Named Insured(s) Interior wall partition: 100% drywall (continued) HI070RBD Additional details: Renewal Deluxe Plus Homeowners Policy Declarations Policy number: 817 837 616 Policy effective date: January 7, 2025 Rating Information* (continued) Standard wood sash with glass, 100% One sliding glass door Two exterior wood doors Interior wall height - 8 ft, 100% Fire protection details: Fire department subscription - no 1 mile to fire department 250 ft. to fire hydrant Page 2 of 3 Roof surface material type: Composition • 100% architectural shingles *This is a partial list of property details. If the interior of your property includes custom construction, finishes, buildup, specialties or systems, please contact your Allstate representative for a complete description of additional property details. Mortgagee LOANDEPOT COM LLC ISAOA ATIMA P O Box 7114, Troy, MI 48007-7114 Loan number: 6003118780 Additional Interested Party None Limits of Liability $360,193 Applicable Deductible(s) • $1,000 All peril $56,531 $270,145 • $1,000 All peril • $1,000 All peril Up to 12 months $300,000 each occurrence $1,000 each person • Extended Coverage on Musical Instruments* • Extended Coverage on Sports Equipment* • Fire Department Charges* • Golf Cart* • Home Day Care* • Incidental Office, Private School Or Studio* • Increased Coverage on Money* • Increased Coverage on Securities* • Increased Silverware Theft Limit* • Loss Assessments* • Satellite Dish Antennas* (continued) 010 070 050 241121S000194 000000817837616241121S000194PRO PROR07HI2024112122343501A-000080-003-0-00-00 Coverage Dwelling Protection - with Building Structure Reimbursement Extended Limits Other Structures Protection Personal Property Protection Reimbursement Provision Additional Living Expense Family Liability Protection Guest Medical Protection „ Other Coverages Not Purchased: • Business Property Protection* • Business Pursuits* • Cellular Communication System* • Electronic Data Processing Equipment* • Extended Coverage on Cameras* • Extended Coverage on Jewelry, Watches and Furs* HI070RBD Coverage detail for the property insured Renewal Deluxe Plus Homeowners Policy Declarations Policy number: 817 837 616 Policy effective date: January 7, 2025 Page 3 of 3 * This coverage can provide you with valuable protection. To help you stay current with your insurance needs, contact your agent to discuss available coverage options and other products and services that can help protect you. Scheduled Personal Property Coverage Your policy does not include Scheduled Personal Property Coverage. This coverage can provide you with valuable protection. To help you stay current with your insurance needs, contact your agent to discuss available coverage options and other products and services that can help protect you. Your policy documents Your Homeowners policy consists of the Policy Declarations and the following documents. Please keep them together. • Deluxe Plus Homeowners Policy – AP337 • Lender's Loss Payable Endorsement – AU319 • Building Structure Reimbursement Extended Limits Endorsement – AP357 • Amendatory Endorsement – AP4578 • Depreciation Amendatory Endorsement – AP4970 • Hawaii Amendatory Endorsement – AP2085 • Amendatory Endorsement – AP4836 • Hawaii Deluxe Plus Homeowners Policy Amendatory Endorsement – AP1537 • Amendatory Endorsement – AP4761 Important payment and coverage information Here is some additional, helpful information related to your coverage and paying your bill: „ A $10.00 late fee may be assessed if payment is received after the due date. „ Coverage A - Dwelling Protection Limit includes an approximate increase of $18,698 due to the Property Insurance Adjustment provision. Coverage B - Other Structures Protection and Coverage C - Personal Property Protection adjusted accordingly. „ Do not pay. Mortgagee has been billed. Allstate Insurance Company's Secretary and President have signed this policy with legal authority at Northbrook, Illinois. Christine DeBiase Secretary HI070RBD Thomas J. Wilson President Important notices 817 837 616 January 7, 2025 Dwelling Profile Allstate has determined that the estimated cost to replace your home is: $360,193 The enclosed Policy Declarations shows the limit of liability applicable to Dwelling Protection–Coverage A of your homeowners insurance policy. The estimated replacement cost of your home is the minimum amount for which we will insure your home. The decision regarding the limit applicable to your Dwelling Protection–Coverage A is your decision to make, as long as, at a minimum, your limit equals the estimated replacement cost as determined by Allstate and does not exceed maximum coverage limitations established by Allstate. It is important to keep in mind that your Coverage A limits reflect a replacement cost that is only an estimate based on data that was available to us when we made this estimate (this information is described in the “Rating Information” section of your Policy Declarations). The actual amount it will cost to replace your home cannot be known until after a covered total loss has occurred. How is the replacement cost estimated? Many