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6003118780_Monthly Billing Statement_20241217_01_0063867 - 85-104 Alawa Pl, Waianae, HI 96792.pdf

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What This File Appears To Be

Account Number: 6003118780 PO Box 3004 Monroe, WI 53566-3804 TOTAL AMOUNT DUE ON 01/01/25: $3,179.59 Additional Principal $ . Additional Escrow $ . Late Fees $ . Other Fees $ . Total Amount Enclosed $ . $113.75 late fee will be charged on or after 01/16/25 0063867 01 AB 0.593 **AUTO T5 3 1122 96792-210304 -C01-P63930-I FDDTTAFFFFFFDAATFFDADDAFFADAADFDTTADFTTTFFFDTDTAADATAFDADDDAAADDA 10101010101010101010 10100101110110000011 10111011101110101010 10100001000000000001 10000100010101101000 11100101

Text Preview

Account Number: 6003118780
PO Box 3004
Monroe, WI 53566-3804

TOTAL AMOUNT
DUE ON 01/01/25:

$3,179.59

Additional Principal

$

.

Additional Escrow

$

.

Late Fees

$

.

Other Fees

$

.

Total Amount Enclosed

$

.

$113.75 late fee will be charged on or after 01/16/25

0063867

01 AB 0.593 **AUTO T5 3 1122 96792-210304

-C01-P63930-I

FDDTTAFFFFFFDAATFFDADDAFFADAADFDTTADFTTTFFFDTDTAADATAFDADDDAAADDA
10101010101010101010
10100101110110000011
10111011101110101010
10100001000000000001
10000100010101101000
11100101010001010011
10001110000100001100
10011011110101011101
10101001010011101110
10001100000010111001
11000010110010101100
10011101000101010001
10100010100111101110
11000000111110111101
10011010010000000000
10001100000001100101
11111010101011100100
11111011010011001101
10001110010110111010
11111111111111111111

MANUEL BARAJAS
85-104 ALAWA PL
WAIANAE HI 96792-2103

THIS ACCOUNT IS SCHEDULED FOR
AUTOMATIC PAYMENT

MANUEL BARAJAS
85-104 ALAWA PL
WAIANAE HI 96792

_

_

1122-01-00-0063867-0002-0065396

MORTGAGE ACCOUNT STATEMENT
Statement Date: 12/17/24 | Account Number: 6003118780

SCAN

PROPERTY ADDRESS:

TO PAY!

85 -104 ALAWA PL
WAIANAE HI 96792

ACCOUNT INFORMATION

www.loandepot.com
(866)258-6572

IMPORTANT NOTICE

Type of Loan: VA Guaranteed Loan
Outstanding Principal Balance: $642,899.13
Interest Rate: 2.87500%
Escrow Balance: -$1,373.19
Taxes Paid Year to Date: $1,698.72
Hazard Insurance Year to Date: $3,693.00
Prepayment Penalty: No

Make Payments Effortlessly with Our Autopay Options!

EXPLANATION OF AMOUNT DUE
Principal
Interest
Escrow (Taxes and/or Insurance)
Regular Monthly Payment
Total Fees and Charges

$1,303.43
$1,540.28
$335.88
$3,179.59
$0.00

Current Amount Due

$3,179.59

It’s time for a faster more convenient way of making your
monthly payments. Simply visit servicing.loandepot.com –
check out our Autopay options – and enroll for the Autopay
option that works best for you. Start saving time today!
Increasing postal delays have been challenging for many of
our customers recently, and when a weather event hits, it
can further decrease reliable on-time mail delivery. To avoid
the risk of a late payment, we urge you to use our free, online
payment portal to help ensure on-time delivery.

PAST PAYMENTS BREAKDOWN

10101010101010101010
10100101100000010011
10111011110111111010
10100001001010111001
10000100101010110110
11110110110000011001
10010111001011001000
10001011011001111001
10110010100001000100
11110111010001010001
10010101011100100110
11100010100000010001
11110011110110110100
10011011011111111011
11111001100111110110
11011010000010011111
11010110101000010100
11111100011010010101
10001100000001010010
11111111111111111111

Principal
Interest
Escrow
Other
Fees
Suspense

Last Paid
$1,300.32
$1,543.39
$335.88
$0.00
$0.00
$0.00

Paid Year to Date
$15,400.30
$18,724.22
$3,611.24
$0.00
$0.00
$0.00

Total

$3,179.59

$37,735.76

Experiencing Financial Difficulty?

Thinking about refinancing?
CONTACT US TODAY!
https://loandepot.com
NMLS#174457

See back for information about mortgage counseling or assistance.

loanDepot does not accept partial payments, except where required by law. Any partial payments that you make will be held in a separate
suspense account and will be returned if the balance of the payment is not received.

When sending your payment via overnight carrier, or by
express or certified mail, use the following address:
loanDepot,
Attn: Payment Administration, 6531 Irvine Center Dr.,
Suite 100, Irvine, CA 92618

10101010101010101010
10100101100000010011
10111011110111111010
10100001001010111001
10000100101010110110
11110110110000011001
10010111001011001000
10001011011001111001
10110010100001000100
11110111010001010001
10010101011100100110
11100010100000010001
11110011110110110100
10011011011111111011
11111001100111110110
11011010000010011111
11010110101000010100
11111100011010010101
10001100000001010010
11111111111111111111

Experiencing Financial Difficulty?

If you are experiencing financial difficulty: HUD-approved counseling agencies are
available to provide you with information about mortgage and foreclosure counseling
and assistance. Call 1-800-569-4287 to speak with a HUD representative about your
individual situation or visit HUD at http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm

_

_

TRANSACTION ACTIVITY (11/19/24 - 12/17/24)
Date

Description

12/09/24

Homeowners Insurance

12/16/24

Payment

12/09/24

Hazard Disbursement

Principal

Interest

$0.00

$0.00

$1,300.32

$1,543.39

$0.00

PAYMENT INFORMATION

$0.00

Escrow

Late charges
& Fees

Suspense

Other

-$703.00

$0.00

$0.00

$0.00

$335.88

$0.00

$0.00

$0.00

-$2,990.00

$0.00

$0.00

Total Paid
$703.00

$0.00

$2,990.00

$3,179.59

5. If payment is in excess of the amount due, you must indicate how the excess is to be applied. Monies received in

excess of the payment that are not identified for application may be used to make multiple payments, which could
Avoid paying late charges. Payment amounts are due and payable by the payment due date shown on
make your loan current or prepaid. Remaining monies may be applied first to pay any other balances due, such as
your statement. Payments can be made either online, by check or through our Automated Telephone
fees and advances. If there are no outstanding fees or advances we may post excess cash to principal.
System by calling the number listed on this statement. If you wish to pay by check, please be sure to:
6. Payments of more than $25,000.00 greater than the monthly mortgage payment amount must be sent certified
1. Remove your coupon from the top of your loan statement and send it along with your check or
funds. Non-certified funds received greater than $25,000.00 over the total monthly payment amount will be
money order to the address shown on the reverse side of this statement.
returned.
2. Print your loan number on your check or money order.
7. Visit loandepot.com to make your monthly payment online.
3. Do not send cash. DO NOT include correspondence with your payment.
8. Returned check fees may be charged unless prohibited by law.
4. When sending your payment via overnight carrier, or by express or certified mail, use the following
address: loanDepot, Attn: Payment Administration, 6531 Irvine Center Dr., Suite 100, Irvine, CA 92618.
PLEASE NOTE : Additional principal payments can only be made with, or after your current month's payment. NO principal payments can be applied to loans that are not current.

Payments

loanDepot.com, LLC
P.O. Box 5710

Chicago, IL 60680-5681

Tax Bills
loanDepot.com, LLC
PO Box 9223
Coppell, TX 75019-9278
Fax: 817-826-0707

Insurance
loanDepot.com, LLC
P.O. Box 7114
Troy, MI 48007-7114
Fax: 248-710-1660

Overnight
loanDepot.com, LLC
Attn: Payment Administration
6531 Irvine Center Dr.
Suite 100 Irvine, CA 92618

All other Correspondence
loanDepot.com, LLC
P.O. Box 250009
Plano, TX 75025

Notifications of Error, Requests for Information or Qualified Written Requests concerning your loan must be directed to: loanDepot.com, LLC, P.O. Box 251027, Plano, TX 75025
PAYOFF REQUEST: A written request should be submitted in advance for
a payoff statement. You may request a payoff statement be sent to you
by faxing your request to 949-595-7008 (fee for faxing may apply, if
permitted by applicable law). Please have available your account
number, social security number, the payoff date, and your fax number.
No verbal payoff information can be provided. If you are a third party,
please ensure that you submit a written authorization from the borrower
to release the payoff statement to you. Payoff funds must be received by
bank wire or certified funds only.
SERVICEMEMBERS CIVIL RELIEF ACT (SCRA): Eligible servicemembers,
their spouses or civil partners, and dependents may receive protections
under the SCRA. To find out how to determine if you are eligible for
protections under SCRA and to receive instructions on how to invoke
your rights, please contact us at the number listed on the first page of
your statement.

INSURANCE COVERAGE: All loans are required to have adequate
property insurance in place at all times, including flood insurance, if the
property is situated in a special flood hazard area. Acceptable hazard
and extended dwelling insurance coverage amounts are equal to 100%
of the full insured value of the improvements, or equal to the loan
balance, if greater than 80% of the replacement costs. Flood insurance
must equal the lesser of, the unpaid principal balance, the full structure
replacement cost value or NFIP flood coverage maximum for the
property type. There may be, at lender discretion, situations where the
flood coverage cannot be lower than 80% of the replacement costs.
Please consult your insurance agent to determine the adequacy of your
coverage. Please send, or have your insurance agent or insurance
carrier, send any insurance information to the Insurance address listed
on this statement. Failure to provide evidence of adequate insurance
may result in the placement of coverage at your expense. If your

property is damaged by fire, flood, or by any other cause, you must
notify us immediately and we will instruct you on how to proceed.
PROPERTY TAXES: If you receive a bill for any tax item that appears on
your escrow analysis, you should immediately mail it to us for payment
at the Tax Bills address provided above. Please write your account
number on the bill.
Supplemental, interim, per capita, personal property or other tax bills
associated with the property are the homeowner’s responsibility. Please
remit directly to your taxing authority office.
If your state allows a homestead exemption, YOU must file for the
exemption. To verify if your taxing authority allows homestead
exemptions for which you may qualify, please contact your taxing
authority directly.

loanDepot.com, LLC. All rights reserved. NMLS ID# 174457 (www.nmlsconsumeraccess.org).
For more licensing information, please visit loanDepot.com/licensing.

This communication is from a debt collector and is an attempt to collect a debt, any information obtained will be used for that purpose.
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1122-01-00-0063867-0002-0065396

IMPORTANT CONTACT INFORMATION: Please include your account number on ALL correspondence, DO NOT SEND correspondence with your payment.