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Mortgage Statement - 2025-11-04 - 84 Madison Avenue, Albany, NY 12202.pdf
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| Property | 84 Madison Ave, Albany, NY 12202 |
|---|---|
| Folder | Loan Documents |
| Kind | |
| Updated | 2025-11-08 |
| Dropbox path | 04 - Loan Documents/Mortgage Statement - 2025-11-04 - 84 Madison Avenue, Albany, NY 12202.pdf |
What This File Appears To Be
IMPORTANT PAYMENT INFORMATION SERVICEMEMBERS CIVIL RELIEF ACT The Servicemembers Civil Relief Act (SCRA) may offer protection or relief to members of the military who have been called to active duty. If you are a member of the military who has been called to active duty or received a Permanent Change of Station order and you have not already made us aware, please forward a copy of your orders to us at: Rushmore Servicing, Attn: Military Families, P.O. Box 619098, Dallas, TX 75261-9741, fax 469-3
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IMPORTANT PAYMENT INFORMATION SERVICEMEMBERS CIVIL RELIEF ACT The Servicemembers Civil Relief Act (SCRA) may offer protection or relief to members of the military who have been called to active duty. If you are a member of the military who has been called to active duty or received a Permanent Change of Station order and you have not already made us aware, please forward a copy of your orders to us at: Rushmore Servicing, Attn: Military Families, P.O. Box 619098, Dallas, TX 75261-9741, fax 469-322-3456 or email MilitaryFamilies@rushmoreservicing.com. Be sure to include your loan number with the copy of the orders. Please visit our website at www. rushmoreservicing.com for complete details regarding Legal Rights and Protections Under the SCRA. LATE CHARGES AND OVERDRAFT FEES Payments received and posted after a grace period will be assessed a late charge at a rate that is the lesser of the Note and applicable law. The late charge rate and number of grace days are shown on your Note. Please allow adequate time for postal delays as the receipt and posting date will govern the assessment of a late charge. Partial payments cannot be applied. If a payment is credited to your account and subsequently dishonored by your bank, Rushmore Servicing will reverse that payment and assess your loan account an insufficient funds fee of up to $50.00, as permitted by applicable law. (This fee may vary by state.) • It is important to use the remittance stub and envelope provided since both contain computer encoding that will help ensure prompt and accurate posting of payments. Always include your loan number on your check or money order. However, should you not receive your statement, DO NOT DELAY PAYMENT. Simply write your loan number on your check or money order and mail to the payment address as provided in the Contact Information section below. • Do not send cash or correspondence as this could delay processing. Correspondence should be sent to the address provided in the Contact Information section below. • Please be advised that if your account is delinquent or if there are fees and charges due, your account may not be paid ahead nor may principal reduction payments be applied. When Rushmore Servicing receivesaremittancethatisinexcessofapaymentamount,thatexcessis appliedto your account in accordance with a predeterminedsequence: 1) Principal and Interest due; 2) Applicable Escrow amounts; 3) Fees and other charges assessed to your account. Once this sequence has been satisfied, you may give specific instructions as to how you would like excess amounts to be applied to your account by noting your preference on the face of your remittance stub. • Any lump sum received that is not accompanied by a payoff quote will be applied according to our standard payment application rules. This will not result in satisfaction and reconveyance/release unless amount tendered satisfies all amounts due and owing on the account. • A Schedule of Fee for Select Services may be found on our website at www.rushmoreservicing.com. You are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. PAYMENT OPTIONS AUTOPAY Allows you to have your payment automatically debited, each month, from the checking or savings account of your choice. Rushmore Servicing does not charge a fee to activate this service. Call 877-888-4606 for more information or visit our website at www.rushmoreservicing.com. ONLINE PAYMENT Allows you to sign in to your account anytime to make a payment. There is no charge for this service. Sign in to www.rushmoreservicing.com. AUTOMATED PHONE PAYMENT Is a pay-by-phone service provided through our automated phone system. There is no charge for this service. Call 877-888-4606. PAY BY MAIL Detach the coupon provided with this statement and mail it with your check or money order in the envelope provided. Please write your loan number on your payment and allow adequate time for postal delays as the receipt and posting date will govern the assessment of late charges. Send payment via express or overnight mail to Rushmore Servicing, Attn: Payment Processing - 650783, 3000 Kellway Drive, Suite 120, Carrollton, TX 75006. WIRE Allows you to send payoff/reinstatement funds via wire transfer. Visit our website www.rushmoreservicing.com or refer to your payoff statement for wiring instructions. MONEYGRAM® EXPRESSPAYMENT® Ensures same-day delivery of your payment to Rushmore Servicing. Visit your local MoneyGram Agent. Call 1-800926-9400 to locate the one nearest you. Complete the ExpressPayment form, providing your name and Rushmore Servicing loan number. The MoneyGram Receive Code is *** 19225***. All ExpressPayment transactions require cash. The agent will charge a fee for this service. WESTERN UNION® QUICK COLLECT® Ensures same-day delivery of your payment to Rushmore Servicing. Visit your local Western Union Agent. Call 1-800325-6000 to locate the one nearest you. Complete the Quick Collect form with your name and Rushmore Servicing loan number, indicating: Pay to: Rushmore Servicing Code City: RUSHMORESERVICING State: TX All Quick Collect transactions require cash. Western Union will charge a fee for this service. NOTICE TO CUSTOMERS MAKING PAYMENTS BY CHECK Authorization to Convert Your Check: If you send us a check to make your payment, your check may be converted into an electronic fund transfer. An electronic fund transfer is the process in which your financial institution transfers funds electronically from your account to our account. By sending your completed signed check to us, you authorize us to copy your check and use the information from your check to make an electronic funds transfer from your account for the same amount as the check. If the electronic fund transfer cannot be processed for technical reasons, you authorize us to process the copy of your check. Insufficient Funds: The electronic fund transfer from your account will usually occur within 24 hours of our receipt of your check. If the electronic fund transfer cannot be completed because of insufficient funds, you may be assessed an NSF fee in connection with the attempted transaction. Transaction Information: The electronic fund transfer from your account will be on the account statement you receive from your financial institution. You will not receive your original check back from your financial institution. For security reasons, your original check will be destroyed, but we will keep a secured copy of the check for record keeping purposes. Your Rights: You should contact your financial institution immediately if you believe that the electronic fund transfer reported on your statement was not properly authorized or is otherwise incorrect. Consumers have protections under the Electronic Fund Transfer Act for any unauthorized or incorrect electronic fund transfer. CONTACT INFORMATION CUSTOMER SERVICE: 877- 888-4606, Monday through Friday from 7 a.m. to 8 p.m. (CT). [Calls may be monitored and/or recorded for quality assurance purposes]. 24-HOUR AUTOMATED ACCOUNT INFORMATION: Sign in to w ww.rushmoreservicing.com OR call 877-888-4606. MAILING ADDRESSES: For Rushmore Servicing are listed below. Please carefully select the address suited to your needs and remember, sending payments to any address other than the one specifically identified for payments will result in delays and may result in additional fees being assessed to your account. PAYMENTS: PO Box 60516 City of Industry, CA 91716-0516 NOTICE OF ERROR/ INFORMATION REQUEST/QWR*: PO Box 619098 Dallas, TX 75261-9741 OVERNIGHT DELIVERY CORRESPONDENCE: INSURANCE RENEWALS/ BILLS: TAX NOTICES/ BILLS: 8950 Cypress Waters Blvd. Coppell, TX 75019 PO Box 9225 PO Box 7729 Springfield, OH 45501-7729 Coppell, TX 75019 Fax (817) 826-1861 Fax (800) 687-4729 BANKRUPTCY NOTICES/ PAYMENTS: PO Box 619094 Dallas, TX 75261-9741 Rushmore Servicing, its affiliates, successors or its assigns or their officers, directors, agents, or employees, are neither liable nor responsible for, or make any representation regarding the products or services offered on any enclosed inserts. CHANGE OF ADDRESS OR TELEPHONE NUMBER CHECK THE APPROPRIATE BOX: MAILING ADDRESS TELEPHONE NUMBER Borrower’s Name: Co-Borrower’s Name: Borrower’s New Address: Co-Borrower’s New Address: Authorized Borrower’s Number(s): ) Home: ( Work: ( ) Other: ( ) Signature Required: Ext: Mobile: Yes No Authorized Co-Borrower’s Number(s): ) Home: ( Mobile: Yes No Work: ( ) Mobile: Yes No Other: ( ) LOAN #: Ext: Mobile: Yes No Mobile: Yes No Mobile: Yes No Signature Required: I consent to being contacted by Rushmore Servicing at any telephone number I have provided. This includes, but is not limited to, calls from your dialing system to my cellular or mobile telephone.