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Mortgage Statement 2022-02-02 - 724 3rd Ave, Watervliet, NY 12189.pdf

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Delivered Electronically Mortgage Billing Statement Statement Date 02/02/2022 *006182660000244930618266000024493* P.O. Box 19409 Charlotte, NC 28219-9409 Statement Enclosed YOUR PAYMENT INFORMATION + 0618266 000024493 09RP03 0945229 Loan Number: Payment Due Date: Net Payment Amount Due: EARL V CO 385 S CHEROKEE ST }}-m} } -MM- M MN216 DENVER CO 80223-2120 

















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Delivered Electronically
Mortgage Billing Statement
Statement Date 02/02/2022

*006182660000244930618266000024493*

P.O. Box 19409
Charlotte, NC 28219-9409
Statement Enclosed

YOUR PAYMENT INFORMATION

+ 0618266 000024493 09RP03 0945229

Loan Number:
Payment Due Date:
Net Payment Amount Due:

EARL V CO
385 S CHEROKEE ST
}}-m} }-MM- M MN216
DENVER CO
80223-2120



















„=a>U XN%P}J>h/
„~EvCwB 9[W:{Z

2005063371
03/01/2022
$866.51

If payment is not received by 03/16/2022, a late fee of $8.41 will be charged.

Pay online at www.roundpointmortgage.com
877-426-8805 | ServicingHelp@RoundPointMortgage.com

Property Address:
724 3RD AVE
WATERVLIET, NY 12189

YOUR ACCOUNT
INFORMATION

YOUR PAST PAYMENT
BREAKDOWN†

*006182660000244930001000100000000000000011*

Loan Due Date:
Outstanding Principal:
Deferred Principal:
Interest Rate:
Prepayment Penalty:
Escrow Balance:

03/01/2022
$74,007.46
$0.00
4.875%
No
$456.31

Principal:
Interest:
Escrow (Taxes & Insurance):
Additional Monthly Amounts:
Charges and Fees:
Partial Payment (Unapplied)*:
Total:

EXPLANATION OF
AMOUNT DUE†
LAST
$119.58
$301.14
$454.38
$0.00
$0.00
$0.00
$875.10

YTD
$119.58
$301.14
$454.38
$0.00
$0.00
$0.00
$875.10

*Important Information About Partial Payments†
Any partial payments that you make are not applied to your mortgage, but
instead are held in a separate suspense account. If you pay the balance of a
partial payment, the funds will then be applied to your mortgage.

Principal:
Interest:
Escrow (Taxes and Insurance):
Additional Monthly Amounts**:
Regular Monthly Payment:
Unpaid Late Charges:
Charges and Fees**:
Past Due Payment(s):
Suspense Balance:
Net Payment Amount Due:

$120.06
$300.66
$445.79
$0.00
$866.51
$0.00
$0.00
$0.00
-$0.00
$866.51

**See back

†Important Information about Temporary Loss Mitigation Payment Plans
Please note: if you have agreed to a temporary loss mitigation payment plan,
your payments are applied to the account according to the terms of the Note,
not the terms of the temporary loss mitigation payment plan.

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ĄþÇŞǦŒ»‰Á·†Œ˜½Ÿ“Ú
ăã¯óËó»Ïï—ÿ›ß¿Ïß›¯

YOUR TRANSACTION ACTIVITY BETWEEN 01/05/2022 AND 02/02/2022

1:1
Date Paid

Description

Principal

Interest

Additional
Monthly Payment

Escrow

Charges
and Fees

Partial Payment
(Unapplied)

Total

01/12/2022

City Tax Disbursement

$0.00

$0.00

-$2,098.62

$0.00

$0.00

$0.00

-$2,098.62

01/28/2022

Payment Distribution

$119.58

$301.14

$454.38

$0.00

$0.00

$0.00

$875.10

IMPORTANT INFORMATION
We’ve updated our policy on returned checks. Please read the
Payment and Payoff Information section on the back of this
statement to learn about changes which could potentially impact the
fees assessed in the event that a payment is returned due to
insufficient funds (NSF).

If You Are Experiencing Financial Difficulty: See back for information
about mortgage counseling or assistance.

SIGN UP FOR ONLINE BILLING STATEMENTS
You can securely access your
billing statements online at your
convenience 24/7

You will receive email notifications
when your billing statement is being
prepared

You can download your statements
and save them for your
records

Please detach bottom portion and return with your payment. Allow 7-10 days for postal delivery. Please do not send cash.
EARL V CO
385 S CHEROKEE ST
N216
DENVER CO 80223-2120

$
$
$
$
$
Other
TOTAL ENCLOSED $
Monthly Payment
Amount
Additional
Principal
Additional
Escrow
Late
Fees

Do you need to update your contact information?
Just check this box and fill out the back of this form

Statement Date:
Loan Number:
Payment Due Date:
Net Payment Amount Due:

02/02/2022
2005063371
03/01/2022
$866.51

If payment is not received by 03/16/2022, a late fee of $8.41 will be
charged.

Mail to:
RoundPoint Mortgage Servicing Corporation
P.O. Box 674150
Dallas, TX 75267-4150















200506337100086651000866510

PAYMENT AND PAYOFF INFORMATION

GENERAL INFORMATION (CONT)

RoundPoint accepts payments made by check, money order, bank draft,
or electronic funds transfer. In order to assure prompt processing, please
include the account number or payment coupon. Payments received after
4:00 p.m. Central Time will be credited as received the following business
day. Payments we cannot accept will be returned within 5 business days
accompanied by a reason for return.

Additional Monthly Amounts: If your monthly mortgage payment includes
additional amounts for products or services offered through the
RoundPoint Marketplace, such as a home warranty or life & disability
insurance, your monthly mortgage payment must include the full monthly
amount needed to pay for the product or service. If your monthly
mortgage payment does not include the full monthly amount needed to
pay for the product or service, it may lead to cancellation of the product or
service for nonpayment. RoundPoint will not accept responsibility or
liability for any loss or damage arising out of or in connection with the
cancellation of the product or service as a result of nonpayment. If you
would like to remove the additional monthly amounts for any product or
service offered through the RoundPoint Marketplace from your monthly
mortgage payment, please contact the product or service provider.
CORRESPONDENCE: To provide us with a Notice of Error about the
servicing of your loan, make a Request for Information about the
servicing of your loan, or make a Qualified Written Request, please write
to us at:

In the event a payment does not clear upon initial presentment,
RoundPoint will attempt to withdraw funds from the bank account a
second time. Bank fees may be assessed for one or both presentment
attempts. If RoundPoint is unable to collect the funds, an insufficient
funds (NSF) fee may be assessed to your mortgage account.
Payments: Detach your payment coupon and mail with your check or
money order. Do not delay payments while waiting for additional or
corrected billing statements. Please write your loan number on your check
or money order and mail to the Payment Processing Center listed below.
Payment Processing Center

Overnight/Express Payments

RoundPoint Mortgage Servicing Corporation
P.O. Box 674150
Dallas, TX 75267-4150

RoundPoint Mortgage Servicing Corporation
Attn: Lockbox 674150
1200 East Campbell Rd, Suite 108
Richardson, TX 75081

Payoff Requests: Requests must contain borrower name, property
address, signature of all borrowers, and instructions for returning the
payoff quote. Please include your name and phone number for us to
contact you in the event we have questions regarding your payoff
request. Please note, allowable fees for payoff requests vary from state to
state and may be automatically assessed. Please fax your requests to
877-656-5717. For questions, please contact Customer Service.
Excess payments, also known as partial payments, made will first be
applied to overdue payments, then to late charges and other amounts
owed under the terms of your loan, then to amounts specified in your
payment instructions, then up to one future payment, and finally to reduce
your principal balance. If you have any questions on how excess
payments are applied, please contact us at 877-426-8805.

RoundPoint Mortgage Servicing Corporation
P.O. Box 19789
Charlotte, NC 28219-9409
For all other written correspondence, please write to us at:
RoundPoint Mortgage Servicing Corporation
P.O. Box 19409
Charlotte, NC 28219-9409
Hours of Operation: Monday through Friday from 8:00 a.m. until 9:00
p.m. and Saturday from 10:00 a.m. until 3:00 p.m. Eastern Time

HUD COUNSELING INFORMATION
If you are experiencing financial difficulty: If you would like mortgage
counseling or assistance, you may contact the U.S. Department of
Housing and Urban Development by calling 800-569-4287. You may also
visit their website at: http:/www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm.

GENERAL INFORMATION
BALANCE ON WHICH THE FINANCE CHARGE IS DETERMINED: (“if
applicable”, lines of credit only) - We calculate the Periodic FINANCE
CHARGE for each billing period by applying the Daily Periodic Rate(s)
FINANCE CHARGE to the “Average Daily Balance” for each billing period.
To do so, we take the beginning balance of your account for each day in
the billing period, and any new advances, charges and fees, and subtract
any payments or credits posted on that day. This produces the daily
balance for each day of the billing period. Then we add up all the daily
balances for the billing period and divide the total by number of days in
the billing period. This produces the Average Daily Balance.
Borrower Fees: For a listing of borrower fees, please visit our website at:
www.roundpointmortgage.com/fees. You may also request a copy of our
borrower fees by submitting a written request to the address below.
Allowable fees for checks and drafts that are not honored by your bank
vary by state and will be assessed automatically. Fees are subject to
change without notice.
**Additional Monthly Amounts - This accounts for optional products,
including, but not limited to: TotalProtect, SystemsProtect and
ApplianceProtect home service plans, and ACE Disaster Mortgage
Protection insurance.
**Charges and Fees - This may include corporate advances, late
charges, NSF fees, and fees listed on our website.

IMPORTANT DISCLOSURES
Notice to Customers: RoundPoint Mortgage Servicing Corporation may
report information about your mortgage account to credit bureaus. Late
payments, missed payments, or other defaults on your account may be
reflected in your credit report.
Federal law requires us to advise you that RoundPoint Mortgage Servicing
Corporation (NMLS ID# 18188) is a debt collector and that this is an
attempt to collect a debt. Any information obtained may be used for that
purpose. To the extent your obligation has been discharged or is subject
to the automatic stay in a bankruptcy proceeding, this notice is for
informational purposes only and does not constitute a demand for
payment or an attempt to collect indebtedness as your personal
obligation. If you are represented by an attorney, please provide us with
the attorney’s name, address, and telephone number.
FOR NEW YORK RESIDENTS: Please be advised that RoundPoint
Mortgage Servicing Corporation is registered with the Superintendent of
Financial Services for the State of New York. Borrowers may file
complaints about RoundPoint Mortgage Servicing Corporation with the
New York State Department of Financial Services. Borrowers may also
obtain further information from the New York State Department by calling
the Department’s Consumer Assistance Unit at 1-800-342-3736 or by
visiting the Department’s website at www.dfs.ny.gov. A list of non-profit
housing counselors can be found at
http://www.dfs.ny.gov/consumer/mortg_
nys_np_counseling_agencies.htm.
Confirmed successors in interest to borrowers named on the Note are not
liable for repayment of the debt of the original named borrower unless
and until the successor assumes the loan obligation pursuant to
applicable law.

First Name

Last Name

Mailing Address

City, State, Zip

Home Phone

Email Address

Cell Phone

Borrower’s Signature

Co-Borrower’s Signature
NOTE: All borrowers’ signatures are required for address change