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Mortgage Statement 2022-03-02 - 724 3rd Ave, Watervliet, NY 12189.pdf

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Delivered Electronically Mortgage Billing Statement Statement Date 03/02/2022 *006268660000228350626866000022835* P.O. Box 19409 Charlotte, NC 28219-9409 Statement Enclosed YOUR PAYMENT INFORMATION + 0626866 000022835 09RP03 0945229 Loan Number: Payment Due Date: Amount Due: EARL V CO 385 S CHEROKEE ST }- mm }] =}mM -]N216 DENVER CO 80223-2120












 „%i&u WN%Py K-h/ „bNHNGU @`=?b Z 2005063371 04/01/2022 $866.51 If payment is not rec

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Delivered Electronically
Mortgage Billing Statement
Statement Date 03/02/2022

*006268660000228350626866000022835*

P.O. Box 19409
Charlotte, NC 28219-9409
Statement Enclosed

YOUR PAYMENT INFORMATION

+ 0626866 000022835 09RP03 0945229

Loan Number:
Payment Due Date:
Amount Due:

EARL V CO
385 S CHEROKEE ST
}- mm }] =}mM -]N216
DENVER CO
80223-2120














„%i&u WN%PyK-h/
„bNHNGU @`=?b Z

2005063371
04/01/2022
$866.51

If payment is not received by 04/16/2022, a late fee of $8.41 will be charged.

Pay online at www.roundpointmortgage.com
877-426-8805 | ServicingHelp@RoundPointMortgage.com

Property Address:
724 3RD AVE
WATERVLIET, NY 12189

YOUR ACCOUNT
INFORMATION

*006268660000228350001000100000000000000011*

Loan Due Date:
Outstanding Principal:
Deferred Principal:
Interest Rate:
Prepayment Penalty:
Escrow Balance:

YOUR PAST PAYMENT
BREAKDOWN†
04/01/2022
$73,887.40
$0.00
4.875%
No
$902.10

Principal:
Interest:
Escrow (Taxes & Insurance):
Additional Monthly Amounts:
Charges and Fees:
Partial Payment (Unapplied)*:
Total:

EXPLANATION OF
AMOUNT DUE†
LAST
$120.06
$300.66
$445.79
$0.00
$0.00
$0.00
$866.51

YTD
$239.64
$601.80
$900.17
$0.00
$0.00
$0.00
$1,741.61

*Important Information About Partial Payments†
Any partial payments that you make are not applied to your mortgage, but
instead are held in a separate suspense account. If you pay the balance of a
partial payment, the funds will then be applied to your mortgage.

Principal:
Interest:
Escrow (Taxes and Insurance):
Additional Monthly Amounts**:
Regular Monthly Payment:
Unpaid Late Charges:
Charges and Fees**:
Past Due Payment(s):
Suspense Balance:
Amount Due:

$120.55
$300.17
$445.79
$0.00
$866.51
$0.00
$0.00
$0.00
-$0.00
$866.51

**See back

†Important Information about Temporary Loss Mitigation Payment Plans
Please note: if you have agreed to a temporary loss mitigation payment plan,
your payments are applied to the account according to the terms of the Note,
not the terms of the temporary loss mitigation payment plan.

Ą¥é¦õ‹ÕŽÈ­É–õ‹È¤Ç¦Ñ¯
ĄâÏŞǦŽŒ¶’á£Êô©º™ŸÚ
ăß·ë£§ßÿ÷£ß«ç珻¯

YOUR TRANSACTION ACTIVITY BETWEEN 02/03/2022 AND 03/02/2022

1:1
Date Paid

Description

03/01/2022

Lockbox/Coupon Payment

Principal

Interest

$120.06

$300.66

Additional
Monthly Payment

Escrow
$445.79

$0.00

Charges
and Fees
$0.00

Partial Payment
(Unapplied)
$0.00

Total
$866.51

IMPORTANT INFORMATION
We’ve updated our policy on returned checks. Please read the
Payment and Payoff Information section on the back of this
statement to learn about changes which could potentially impact the
fees assessed in the event that a payment is returned due to
insufficient funds (NSF).

If You Are Experiencing Financial Difficulty: See back for information
about mortgage counseling or assistance.

SIGN UP FOR ONLINE BILLING STATEMENTS
You can securely access your
billing statements online at your
convenience 24/7

You will receive email notifications
when your billing statement is being
prepared

You can download your statements
and save them for your
records

Please detach bottom portion and return with your payment. Allow adequate time for postal delivery. Please do not send cash.
EARL V CO
385 S CHEROKEE ST
N216
DENVER CO 80223-2120

$
$
$
TOTAL ENCLOSED $
Monthly Payment
Amount
Addi�onal
Principal
Addi�onal
Escrow

Do you need to update your contact information?
Just check this box and fill out the back of this form

Statement Date:
Loan Number:
Payment Due Date:
Amount Due:

03/02/2022
2005063371
04/01/2022
$866.51

If payment is not received by 04/16/2022, a late fee of $8.41 will be
charged.

Mail to:
RoundPoint Mortgage Servicing Corporation
P.O. Box 674150
Dallas, TX 75267-4150



















200506337100086651000866510

PAYMENT AND PAYOFF INFORMATION

GENERAL INFORMATION (CONT)

RoundPoint accepts payments made by check, money order, bank draft,
or electronic funds transfer. In order to assure prompt processing, please
include the account number or payment coupon. Payments received after
5:00 p.m. at the location specified for receipt of payment will be credited
as received the following business day. Payments we cannot accept will
be returned within 5 business days accompanied by a reason for return.

Allowable fees for checks and drafts that are not honored by your bank
vary by state and will be assessed automatically. Fees are subject to
change without notice.
**Additional Monthly Amounts - This accounts for optional products,
including, but not limited to: TotalProtect, SystemsProtect and
ApplianceProtect home service plans, and ACE Disaster Mortgage
Protection insurance.
**Charges and Fees - This may include corporate advances, late
charges, NSF fees, and fees listed on our website.

In the event a payment does not clear upon initial presentment,
RoundPoint will attempt to withdraw funds from the bank account a
second time. Bank fees may be assessed for one or both presentment
attempts. If RoundPoint is unable to collect the funds, an insufficient
funds (NSF) fee may be assessed to your mortgage account.
Payments: Detach your payment coupon and mail with your check or
money order. Do not delay payments while waiting for additional or
corrected billing statements. Please write your loan number on your check
or money order and mail to the Payment Processing Center listed below.
Payment Processing Center

Overnight/Express Payments

RoundPoint Mortgage Servicing Corporation
P.O. Box 674150
Dallas, TX 75267-4150

RoundPoint Mortgage Servicing Corporation
Attn: Lockbox 674150
1200 East Campbell Rd, Suite 108
Richardson, TX 75081

Payoff Requests: Requests must contain borrower name, property
address, signature of all borrowers, and instructions for returning the
payoff quote. Please include your name and phone number for us to
contact you in the event we have questions regarding your payoff
request. Please note, allowable fees for payoff requests vary from state to
state and may be automatically assessed. Please fax your requests to
877-656-5717. For questions, please contact Customer Service.
Unless the account is on a special payment plan, funds received are first
applied to overdue payments. Any remaining funds which are insufficient
to satisfy the total of remaining overdue payments are held as a partial
payment towards overdue payments in a suspense account. Upon
satisfaction of all overdue payments, any remaining funds are applied to
any escrow shortage specified in the payment instructions, then to late
charges, then to non-escrow related advances, then to other charges and
fees owed on the loan. If funds still remain, those are applied to additional
principal, additional escrow, or future monthly payments as specified in
any payment instructions provided. Any remaining funds that are not
designated in the payment instructions are applied to one future payment
and, finally, to reduce the principal balance.

Additional Monthly Amounts: If your monthly mortgage payment includes
additional amounts for products or services offered through the
RoundPoint Marketplace, such as a home warranty or life & disability
insurance, your monthly mortgage payment must include the full monthly
amount needed to pay for the product or service. If your monthly
mortgage payment does not include the full monthly amount needed to
pay for the product or service, it may lead to cancellation of the product or
service for nonpayment. RoundPoint will not accept responsibility or
liability for any loss or damage arising out of or in connection with the
cancellation of the product or service as a result of nonpayment. If you
would like to remove the additional monthly amounts for any product or
service offered through the RoundPoint Marketplace from your monthly
mortgage payment, please contact the product or service provider.
CORRESPONDENCE: To provide us with a Notice of Error about the
servicing of your loan, make a Request for Information about the
servicing of your loan, or make a Qualified Written Request, please write
to us at:
RoundPoint Mortgage Servicing Corporation
P.O. Box 19789
Charlotte, NC 28219-9409
For all other written correspondence, please write to us at:
RoundPoint Mortgage Servicing Corporation
P.O. Box 19409
Charlotte, NC 28219-9409
Hours of Operation: Monday through Friday from 8:00 a.m. until 9:00
p.m. and Saturday from 10:00 a.m. until 3:00 p.m. Eastern Time

GENERAL INFORMATION

HUD COUNSELING INFORMATION

BALANCE ON WHICH THE FINANCE CHARGE IS DETERMINED: (“if
applicable”, lines of credit only) - We calculate the Periodic FINANCE
CHARGE for each billing period by applying the Daily Periodic Rate(s)
FINANCE CHARGE to the “Average Daily Balance” for each billing period.
To do so, we take the beginning balance of your account for each day in
the billing period, and any new advances, charges and fees, and subtract
any payments or credits posted on that day. This produces the daily
balance for each day of the billing period. Then we add up all the daily
balances for the billing period and divide the total by number of days in
the billing period. This produces the Average Daily Balance.

If you are experiencing financial difficulty: If you would like mortgage
counseling or assistance, you may contact the U.S. Department of
Housing and Urban Development by calling 800-569-4287. You may also
visit their website at: http:/www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm.

Borrower Fees: For a listing of borrower fees, please visit our website at:
www.roundpointmortgage.com/fees. You may also request a copy of our
borrower fees by submitting a written request to the address below.

IMPORTANT DISCLOSURES
Notice to Customers: RoundPoint Mortgage Servicing Corporation may
report information about your mortgage account to credit bureaus. Late
payments, missed payments, or other defaults on your account may be
reflected in your credit report.
Federal law requires us to advise you that RoundPoint Mortgage Servicing
Corporation (NMLS ID# 18188) is a debt collector and that this is an
attempt to collect a debt. Any information obtained may be used for that
purpose. To the extent your obligation has been discharged or is subject
to the automatic stay in a bankruptcy proceeding, this notice is for
informational purposes only and does not constitute a demand for
payment or an attempt to collect indebtedness as your personal
obligation. If you are represented by an attorney, please provide us with
the attorney’s name, address, and telephone number.
FOR NEW YORK RESIDENTS: Please be advised that RoundPoint
Mortgage Servicing Corporation is registered with the Superintendent of
the New York Department of Financial Services. Borrowers may file
complaints and obtain further information about RoundPoint Mortgage
Servicing Corporation by contacting the New York State Department of
Financial Services Consumer Assistance Unit at 1-800-342-3736 or by
visiting the Department’s website at www.dfs.ny.gov. A list of non-profit
housing counselors can be found at
http://www.dfs.ny.gov/consumer/mortg_
nys_np_counseling_agencies.htm.
Confirmed successors in interest to borrowers named on the Note are not
liable for repayment of the debt of the original named borrower unless
and until the successor assumes the loan obligation pursuant to
applicable law.

First Name

Last Name

Mailing Address

City, State, Zip

Home Phone

Email Address

Cell Phone

Borrower’s Signature

Co-Borrower’s Signature
NOTE: All borrowers’ signatures are required for address change