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Appraisal - 33008 Joshua Ave, Acton, CA 93510 - 33088 Joshua Ave Acton, CA 93510.pdf

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Accurate Appraisers (949) 981-9820 FROM: INVOICE Thomas W Stache INVOICE NUMBER Accurate Appraisers Joshua 33008 55 Remington DATE Irvine, CA 92620-5730 12/01/2023 Telephone Number: (949) 981-9820 Fax Number: REFERENCE TO: Internal Order #: Joshua 33008 PACSHORES MORTGAGE, INC Lender Case #: Joshua 33008 11400 Olympic Blvd, Ste # 830, Los Angeles, CA 90064 Client File #: Joshua 33008 Main File # on form: Joshua 33008 Other File # on form: Joshua 33008 Telephone Number: Fax Number: Federal Tax ID

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Accurate Appraisers (949) 981-9820

FROM:

INVOICE

Thomas W Stache

INVOICE NUMBER

Accurate Appraisers

Joshua 33008

55 Remington

DATE

Irvine, CA 92620-5730

12/01/2023

Telephone Number: (949) 981-9820

Fax Number:

REFERENCE
TO:

Internal Order #:

Joshua 33008

PACSHORES MORTGAGE, INC

Lender Case #:

Joshua 33008

11400 Olympic Blvd, Ste # 830, Los Angeles, CA 90064

Client File #:

Joshua 33008

Main File # on form:

Joshua 33008

Other File # on form:

Joshua 33008

Telephone Number:

Fax Number:

Federal Tax ID:

Alternate Number:

E-Mail:

Employer ID:

This appraisal was Paid in full by the owner.

The fee was $495

DESCRIPTION
Lender: PACSHORES MORTGAGE, INC
Client: PACSHORES MORTGAGE, INC
Purchaser/Borrower: Jones, Miriam M
Property Address: 33008 Joshua Ave
City: Acton
County: Los Angeles
State: CA
Zip: 93510
Legal Description: Record Of Survey As Per Bk 62 Pg 43 Of R S Lot 10

FEES

AMOUNT
495.00

This appraisal was Paid in full by the owner.

The fee was $495

SUBTOTAL

495.00

PAYMENTS
Check #:
Check #:
Check #:

AMOUNT
Date:
Date:
Date:

Description: This appraisal was Paid in full.
Description:
Description:

This appraisal was Paid in full by the owner.

495.00

SUBTOTAL

The fee was $495

TOTAL DUE
Appraiser

Thomas W Stache

Date

12/05/2023

Form NIV5_SIG - "TOTAL" appraisal software by a la mode, inc. - 1-800-ALAMODE

495.00

$

0.00

Accurate Appraisers (949) 981-9820
Joshua 33008
File # Joshua 33008

Uniform Residential Appraisal Report

SUBJECT

The purpose of this summary appraisal report is to provide the lender/client with an accurate, and adequately supported, opinion of the market value of the subject property.
Property Address 33008 Joshua Ave
City Acton
State CA
Zip Code 93510
Borrower Jones, Miriam M
Owner of Public Record Jones, Miriam M
County Los Angeles
Legal Description Record Of Survey As Per Bk 62 Pg 43 Of R S Lot 10
Assessor's Parcel # 3056-022-032
Tax Year 2023
R.E. Taxes $ 8,100
Neighborhood Name Acton
Map Reference 31084
Census Tract 9108.15
Occupant
Owner
Tenant
Vacant
Special Assessments $ 0
PUD
HOA $ 0
per year
per month
Property Rights Appraised
Fee Simple
Leasehold
Other (describe)
Assignment Type
Purchase Transaction
Refinance Transaction
Other (describe)
Lender/Client
Address 11400 Olympic Blvd, Ste # 830, Los Angeles, CA 90064
PACSHORES MORTGAGE, INC
Is the subject property currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal?
Yes
No
Report data source(s) used, offering price(s), and date(s).
Per CRMLS, the subject has NOT been listed for sale in the past 12 months.

CONTRACT

I
did
performed.

did not analyze the contract for sale for the subject purchase transaction. Explain the results of the analysis of the contract for sale or why the analysis was not

Contract Price $
Date of Contract
Is the property seller the owner of public record?
Yes
No Data Source(s)
Is there any financial assistance (loan charges, sale concessions, gift or downpayment assistance, etc.) to be paid by any party on behalf of the borrower?
If Yes, report the total dollar amount and describe the items to be paid.

SITE

NEIGHBORHOOD

Note: Race and the racial composition of the neighborhood are not appraisal factors.
One-Unit Housing Trends
Neighborhood Characteristics
Location
Urban
Built-Up
Over 75%
Growth
Rapid
Neighborhood Boundaries

Suburban
25-75%
Stable

Rural
Under 25%
Slow

Property Values
Demand/Supply
Marketing Time

Increasing
Shortage
Under 3 mths

Stable
In Balance
3-6 mths

One-Unit Housing
Declining
Over Supply
Over 6 mths

PRICE
$ (000)

AGE
(yrs)

Yes

No

Present Land Use %
One-Unit
2-4 Unit
Multi-Family
Commercial
Other

91 %
3%
0%
6%
0%

Low
657
1
1,657 High
98
1,075 Pred.
35
Neighborhood Description
Subject is located within a residential neighborhood. The neighborhood consists of average quality single family homes
reflecting average to good levels of maintenance. Schools, shopping and recreational facilities are all within good proximity. Employment
opportunities are located within a 20 mile radius with access to major highways and freeways nearby.
Market Conditions (including support for the above conclusions)
Based upon the local MLS and public records, market conditions in the area are neutral
market with most homes selling in under 3 months. Most loans are conventional financing at market rates. Seller paid closing costs and
buydown points can be found. Current interest rates have been rising.
Dimensions See Attached Plat Map
Area 6.81 ac
Shape Near Rectangular
View B;Mtn;
Specific Zoning Classification Lca11*
Zoning Description Single Family Residential
Zoning Compliance
Legal
Legal Nonconforming (Grandfathered Use)
No Zoning
Illegal (describe)
Is the highest and best use of subject property as improved (or as proposed per plans and specifications) the present use?
Yes
No If No, describe The highest
The subject neighborhood is bounded by the city limits of Acton.

and best use of the subject is the current use. It is legal permissibility, physical possibility, financial feasibility and has maximum productivity.
Off-site Improvements - Type
Public
Private
Utilities
Public Other (describe)
Public Other (describe)
Street Gravel
Water
Electricity
Alley None
Gas
Sanitary Sewer
Septic System
FEMA Special Flood Hazard Area
Yes
No FEMA Flood Zone X
FEMA Map # 06037C0885G
FEMA Map Date 06/02/2021
Are the utilities and off-site improvements typical for the market area?
Yes
No If No, describe
Are there any adverse site conditions or external factors (easements, encroachments, environmental conditions, land uses, etc.)?
Yes
No If Yes, describe
The subject site is considered typical of the area. There were no adverse easements, encroachments, or unusual conditions found or disclosed at
the time of the inspection. The subject conforms to the area zoning.

IMPROVEMENTS

General Description

Foundation

Exterior Description

materials/condition Interior

materials/condition

Units
One
One with Accessory Unit
Concrete Slab
Crawl Space
Foundation Walls
Concrete / Average Floors
Wood / Average
# of Stories
Full Basement
Partial Basement
Exterior Walls
Walls
2
Wood / Average
Drywall / Average
Type
Det.
Att.
S-Det./End Unit Basement Area
Trim/Finish
0 sq.ft. Roof Surface
Comp / Average
Paint / Average
Existing
Proposed
Under Const. Basement Finish
% Gutters & Downspouts None
Bath Floor
0
Tile / Average
Design (Style)
Outside Entry/Exit
Sump Pump
Window Type
Bath Wainscot Tile / Average
Modern
Sliders / Average
Year Built
Evidence of
Infestation None
Storm Sash/Insulated None
Car Storage
None
1978
Effective Age (Yrs) 32
Dampness
Settlement
Screens
Driveway
# of Cars
Screens / Average
8
Attic
None
Heating
FWA
HWBB
Radiant Amenities
Woodstove(s) # 0 Driveway Surface
Gravel
Drop Stair
Stairs
Other
Fuel Gas
Fireplace(s) # 2
Fence Chain Link
Garage
# of Cars
0
Floor
Scuttle
Cooling
Central Air Conditioning
Patio/Deck Cover
Porch Yes
Carport
# of Cars
0
Finished
Heated
Individual
Other
Pool Pool / Spa
Other Barn
Att.
Det.
Built-in

Appliances

Refrigerator

Range/Oven

Dishwasher

Disposal

Microwave

Washer/Dryer

Other (describe)

Finished area above grade contains:
7 Rooms
3 Bedrooms
2.0 Bath(s)
2,640 Square Feet of Gross Living Area Above Grade
Additional features (special energy efficient items, etc.).
See attached addendum for subject's additional features.

Describe the condition of the property (including needed repairs, deterioration, renovations, remodeling, etc.).

C4;Kitchen-updated-six to ten years
ago;Bathrooms-updated-six to ten years ago;There were no repairs needed to the subject. The quality of construction of the subject is
typical and conforms to the other homes in the area. The subject's floor plan is well laid out and does not suffer functional obsolescence.

Are there any physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity of the property?

Yes

No If Yes, describe

There were no adverse physical deficiencies or adverse conditions noted at the time of inspection that would affect the subjects soundness,
structural integrity of the subject property. There were no adverse environmental conditions present in the improvements, on the subject site, or
in the immediate vicinity of the subject property. The appraiser is not a environmental inspector or expert.
Does the property generally conform to the neighborhood (functional utility, style, condition, use, construction, etc.)?
Yes
No If No, describe

The subject property conforms well with the style, the condition, the functional utility and the construction of the other homes in the area.

Freddie Mac Form 70 March 2005

UAD Version 9/2011

Page 1 of 6

Form 1004UAD - "TOTAL" appraisal software by a la mode, inc. - 1-800-ALAMODE

Fannie Mae Form 1004 March 2005