← 33088 Joshua Ave Acton, CA 93510 · All properties

Experian Credit Report - 33008 Joshua Ave, Acton, CA 93510 - 33088 Joshua Ave Acton, CA 93510.pdf

This page is a searchable text preview. Use the Dropbox link for the full original file.

Open full file in Dropbox

What This File Appears To Be

Experian Credit Report and Score Personal Information Best Name Other Name(s) Social Security Number MIRIAM M JONES M JONES MIRIAM; MIRIAM M YODER; JONES MIRIAM SSN MATCHES Best Address Other Address(es) 33008 JOSHUA AVE ACTON, CA 93510-1845 34 KNOLLTOP CT NOVATO, CA 94945-3405 Best Employer Other Employer 401 W LOMA ALTA DR ALTADENA, CA 91001-3841 REFUGE Credit Score Score & Risk Model Score Factors 689 1. THE DATE THAT YOU OPENED YOUR OLDEST ACCOUNT IS TOO RECENT 2. LACK OF SUFFICIENT CREDIT H

Text Preview

Experian Credit Report and Score
Personal Information
Best Name

Other Name(s)

Social Security Number

MIRIAM M JONES

M JONES MIRIAM; MIRIAM M YODER;
JONES MIRIAM

SSN MATCHES

Best Address

Other Address(es)

33008 JOSHUA AVE
ACTON, CA 93510-1845

34 KNOLLTOP CT
NOVATO, CA 94945-3405

Best Employer

Other Employer

401 W LOMA ALTA DR
ALTADENA, CA 91001-3841

REFUGE

Credit Score
Score & Risk Model

Score Factors

689

1. THE DATE THAT YOU OPENED YOUR OLDEST ACCOUNT IS TOO RECENT
2. LACK OF SUFFICIENT CREDIT HISTORY
3. NEWEST DELINQUENT/DEROGATORY PAYMENT STATUS ON YOUR ACCTS IS TOO RECENT
4. THE NUMBER OF INQUIRIES WAS ALSO A FACTOR, BUT EFFECT WAS NOT SIGNIFICANT
5. THERE IS A BANKRUPTCY ON YOUR CREDIT REPORT

VantageScore® 3.0
(Score range: 300-850)

Account History
Real Estate Accounts

NATIONS DIRECT MORTGAG
Open Date

Original Amount

01/27/2016

$559,675

Past Due

Account Condition: Debt included in or discharged through

Current Balance

Account Type:

Fha Real Estate Loan

Account Terms:

33 Year

Bankruptcy Chapter 13
Payment Status:

180 days past due

Payment History:

Dec Nov Oct Sep Aug Jul Jun Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Jun May Apr Mar Feb Jan
18 18 18 18 18 18 18 19 19 19 19 19 19 19 19 19 19 19 19 20 20 20 20 20 20

(Up to 25 months)

C

C

C

C

-

-

-

6

6

6

6

-

6

6

5

4

3

2

1

7

-

-

-

-

-

Installment Accounts

EDFINANCIAL SERVICES L
Open Date

Original Amount

05/31/2019

$3,602

Past Due

$3,778

Account Condition: Open
Payment Status:
Current
Payment History:
(Up to 25 months)

Account Type:

Education Loan

Account Terms:

120 Month

Dec Nov Oct Sep Aug Jul Jun Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Jun May Apr Mar Feb Jan
21 21 21 21 21 21 21 22 22 22 22 22 22 22 22 22 22 22 22 23 23 23 23 23 23

C
Note:

Current Balance

C

C

C

C

C

C

-

-

-

-

-

-

-

-

-

-

-

-

C

-

-

-

-

-

Student loan - payment deferred

SELF/ATLANTIC CAPITAL

:

https://connect.experian.com/os/account/my-profile/?ref=marquee

1/28/24, 12 33
Page 1 of 5

Open Date

Original Amount

08/24/2021

$724

Past Due

Account Condition: Paid/zero balance
Payment Status:
Current/was 60 days past due
Payment History:
(Up to 25 months)

Account Type:

Current Balance

Secured Loan

Account Terms:

24 Month

Dec
21

Nov
21

Oct
21

Sep
21

Aug
21

Dec
22

Nov
22

Oct
22

Sep
22

Aug
22

Jul
22

Jun
22

May
22

Apr
22

Mar
22

Feb
22

Jan
22

C

C

C

C

C

B

2

1

C

C

C

C

1

1

C

C

C

SELF/ATLANTIC CAPITAL
Open Date

Original Amount

06/07/2020

$539

Account Condition: Paid/zero balance
Payment Status:
Current
Payment History:
(Up to 25 months)

Note:

Past Due
Account Type:

Current Balance

Secured Loan

Account Terms:

12 Month

Dec
20

Nov
20

Oct
20

Sep
20

Aug
20

Jul
20

Jun
20

Jun
21

May
21

Apr
21

Mar
21

Feb
21

Jan
21

C

C

C

C

C

C

C

B

C

C

C

C

C

Account paid from collateral

EDFINANCIAL SERVICES L
Open Date

Original Amount

05/31/2019

$3,602

Account Condition: Debt included in or discharged through

Past Due

Current Balance

Account Type:

Education Loan

Account Terms:

Unknown

Bankruptcy Chapter 13
Payment Status:

Current

Payment History:

Oct
23

(Up to 25 months)

7
Note:

Student loan - payment deferred

Revolving Accounts

MERRICK BANK CORP
Open Date

Credit Limit

01/23/2024

$1,100

Account Condition: Open
Payment Status:
Current

Past Due

Current Balance

$0
Account Type:

Credit Card, Terms REV

Account Terms:

Revolving

Payment History:

Jan
24

(Up to 25 months)

0
TBOM/MILESTONE
Open Date

Credit Limit

High Balance

08/02/2023

$300

$345

Account Condition: Open
Payment Status:
Current
Payment History:
(Up to 25 months)

Past Due

Scheduled Payment

Current Balance

$40

$61

Account Type:

Credit Card, Terms REV

Account Terms:

Revolving

Dec
23

Nov
23

Oct
23

Sep
23

Aug
23

Jan
24

C

C

C

C

C

C

JPMCB CARD
Open Date

Credit Limit

High Balance

:

https://connect.experian.com/os/account/my-profile/?ref=marquee

Past Due

Scheduled Payment

Current Balance

1/28/24, 12 33
Page 2 of 5