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Insurance Policy - 326-332 S Alcott St, Denver, CO 80219.pdf

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RENTAL PROPERTY INSURANCE POLICY PACKET DM-04281 CIC 00544 86 54 81A DEREK JUSTIN SCRUGGS 1212 S DUNN AVE APT 5 FAYETTEVILLE AR 72701-6412 EFFECTIVE: 07-06-24 TO: 07-06-25 IMPORTANT MESSAGES Attached are your policy documents and other information you may find helpful concerning your insurance coverages and premiums. Please take a few minutes to review them, and then file them with your policy records. 1) USAA considers many factors when determining your premium. Maintaining your property to red

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RENTAL PROPERTY INSURANCE POLICY PACKET

DM-04281

CIC 00544 86 54 81A

DEREK JUSTIN SCRUGGS
1212 S DUNN AVE APT 5
FAYETTEVILLE AR 72701-6412

EFFECTIVE:

07-06-24

TO:

07-06-25

IMPORTANT MESSAGES
Attached are your policy documents and other information you may find helpful concerning your
insurance coverages and premiums. Please take a few minutes to review them, and then file them
with your policy records.

1)

USAA considers many factors when determining your premium. Maintaining your
property to reduce the probability of loss is one of the most important steps you can
take. A history of claim activity may affect your coverage.

2)

Go to usaa.com to view policy coverages and home features.

3)

There are new Attached Structure options available to help calculate the minimum
estimated rebuild cost of your home. In some cases, we have prefilled these details for
you. Please go to usaa.com or call us to review your policy including the current
characteristics we have on file for your home.

4)

To better serve you, we're offering different deductible choices with this policy. If you'd
like to change the deductible shown on the attached declarations, please contact us.

5)

Your policy does NOT cover loss due to flood from any source. For information about
obtaining flood coverage from the National Flood Insurance Program (NFIP), call USAA at
(800) 531-8722, or contact the NFIP directly.
If you already have a flood policy, you should review it to make sure you have the
appropriate coverage and limits. No automatic increases or adjustments are applied to
your policy. Coverage for loss of household contents due to flood may be available at an
additional cost. If you have questions, please call a member service representative at the
phone number above.

6)

Your credit-based insurance score, or insurance score, was one of several factors used in
determining your policy premium. You have the right to request USAA to update your
insurance score once annually. In addition, you may request our written statement
describing our use of insurance scores by calling 1-800-531-USAA (8722).

THIS IS NOT A BILL. Any premium charge or return for this policy will be reflected on your next
regular monthly statement. To receive this document and others electronically or to view your
policy summary online, go to usaa.com. You may also contact us at 1-800-531-USAA (8722).
DPCSR1 (08-13)

126921-1013
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7)

Members with a Colorado Homeowners policy are now able to purchase more coverage
for their homes through the Home Protector Plus endorsement. For additional informati
on regarding the Home Protector and Home Protector Plus endorsement, please refer to
the notice "You Have the Option to Purchase Extended Replacement Cost Coverage
through the Home Protector Endorsement".

8)

Home Protector coverage provides up to an additional 25% to certain Dwelling
coverages. See policy documents for complete details and requirements. Additional
coverage, providing up to an additional 50% to certain Dwelling coverages, is available
under the Home Protector Plus endorsement. Contact us for more information or to
increase coverage.

DPCSR1 (08-13)

126921-1013
Page 2 of 3
Page 2 of 31