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Mortgage Statement - 2025-10 - 326-332 S Alcott St, Denver, CO 80219.pdf

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MORTGAGE STATEMENT Statement Date: 10/07/2025 DO NOT SEND MAIL OR PAYMENTS TO THIS ADDRESS P.O. Box 619063 • Dallas, TX 75261-9063 4-811-15668-0030925-001-000-000-000-000 Amount Due $3,288.99 Phone: Website: 866-317-2347 www.newrez.com Explanation of Amount Due Account Information Contractual Due Date: Current Escrow Balance Deferred Principal Deferred Interest Assistance Balance Reserve Balance Maturity Date 1030475651 11/01/2025 If payment is received after 11/16/2025, $129.69 late fee may be

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MORTGAGE STATEMENT

Statement Date: 10/07/2025

DO NOT SEND MAIL OR PAYMENTS TO THIS ADDRESS
P.O. Box 619063 • Dallas, TX 75261-9063
4-811-15668-0030925-001-000-000-000-000

Amount Due

$3,288.99

Phone:
Website:

866-317-2347
www.newrez.com

Explanation of Amount Due

Account Information

Contractual Due Date:
Current Escrow Balance
Deferred Principal
Deferred Interest
Assistance Balance
Reserve Balance
Maturity Date

1030475651
11/01/2025

If payment is received after 11/16/2025, $129.69 late fee may be assessed.

DEREK JUSTIN SCRUGGS
VALERIE SCRUGGS
1212 S DUNN AVE APT 5
FAYETTEVILLE AR 72701-6412

Outstanding Principal
Interest Rate
Prepayment Penalty
Property Address:

Account Number
Next Due Date

$531,115.99
3.2500%
None
326 S -332 ALCOTT STR
DENVER CO 80219
November 1, 2025
$1,855.21
$0.00
$0.00
$0.00
$0.00
09/01/2050

Principal
Interest
Escrow (Taxes and Insurance)
Less Buydown
Regular Monthly Payment
Total Fees and Charges
Overdue Payment
Total Amount Due
Loan is on autodraft - see back for details.

$1,155.39
$1,438.44
$695.16
$0.00
$3,288.99
$0.00
$0.00
$3,288.99

Past Payments Breakdown
Paid Last
Month
$1,152.27
$1,441.56
$695.16
$0.00
$3,288.99

Principal
Interest
Escrow
Fees/Late Charges
Total

Paid Year to
Date
$11,383.65
$14,554.65
$6,675.94
$0.00
$32,614.24

Transaction Activity (09/07/2025 - 10/06/2025)
Date
10/06/2025

Description
Regular Payment - (Due 10/1/2025)

Charges
$0.00

Payments
$3,288.99

Important Messages
*Partial Payments: Any partial payments listed here are not applied to your mortgage, but instead are held in one or more separate suspense
accounts. Once we receive funds equal to a full monthly payment, we will apply those funds to your mortgage.

Additional Messages
Interested in refinancing or purchasing a new home? We’re here to help – call 833-422-3380 to speak with a loan officer today!
For questions regarding the servicing of your loan, please contact us at 866-317-2347 Monday-Friday 8:00AM-9:00PM, and Saturday
10:00AM-2:00PM Eastern Time.
Federal law requires us to tell you how we collect, share, and protect your personal information. Our Privacy Policy has not changed. You can
review our policy and practices with respect to your personal information at www.newrez.com or request a copy to be mailed to you by calling
us at 866-317-2347.

005-0814-1100F

See Total Payment Amount Breakdown on page 2.
For information about your payments, total amount due, and any additional payment history, see reverse side.

Detach and return with payment.
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Amount Due
Loan Number: 1030475651
DEREK JUSTIN SCRUGGS
VALERIE SCRUGGS
NEWREZ LLC
P.O. BOX 60535
CITY OF INDUSTRY, CA 91716-0535

Property Address:
326 S -332 ALCOTT STR
DENVER CO 80219

Payment Due Date
Total Amount Due

11/01/2025
$3,288.99

$129.69 late fee may be charged after 11/16/2025
Please write clearly inside space provided

Payment Amount

$

Additional Principal

$

Late / Other Charges

$

Additional Escrow

$

Total Amount Enclosed

$

(Please do not send cash)

Perf Page

Account Number

1030475651

Total Payment Breakdown
Total of all Payments Due
Total Principal Balance
Total Interest Balance
Default Interest
Late Charge Balance
Insufficient Funds Balance
Legal Fee Balance (details below)*

$3,288.99
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

Other Fee Balance (details below)**
Total Deferred Principal Balance
Total Deferred Interest Balance
Total Additional Balance
Unapplied Amount
Total

$0.00
$0.00
$0.00
$0.00
$0.00
$3,288.99

Payment Breakdown
Unpaid Balance
Payment Due 11/01/2025

$3,288.99

Please note that we operate as Newrez Mortgage LLC dba Shellpoint Mortgage Servicing in Arkansas and Texas.
Your monthly payment is set up on an automatic draft with your banking institution. To make updates to these amounts, please visit our
website. If you wish to cancel the next draft or stop payments, please call us at least 24 hours prior to the next scheduled date. If you are on a
bi-weekly draft, your transaction history on our website will show if both payments have processed this month. If we have not drafted your final
payment by the time you receive this statement, your payment amount may appear as “overdue”.
Payments made by check are processed electronically by using the information listed on the check. Payments by check authorize us to create a
one-time electronic funds transfer and process the payment as either a paper check or electronic draft. The check will not be returned to you.
Allowable fees may apply for returned or rejected payments.
Newrez LLC dba Shellpoint Mortgage Servicing is a debt collector. This is an attempt to collect a debt and any information obtained will be used
for that purpose. Newrez LLC dba Shellpoint Mortgage Servicing’s NMLS ID is 3013.
If you are a customer in bankruptcy or a customer who has received a bankruptcy discharge of this debt: please be advised that this notice is to
advise you of the status of your mortgage loan. This notice constitutes neither a demand for payment nor a notice of personal liability to any
recipient hereof, who might have received a discharge of such debt in accordance with applicable bankruptcy laws or who might be subject to
the automatic stay of Section 362 of the United States Bankruptcy Code.
Notice of Error or Information Request Address
You have certain rights under Federal law related to resolving errors in the servicing of your loan and requesting information about your loan. If
you want to request information about your loan or if you believe an error has occurred in the servicing of your loan and would like to submit an
Error Resolution or Informational Request, please write to us. Additionally, if you believe we have furnished inaccurate information to credit
reporting agencies, please write to us with specific details regarding those errors and any supporting documentation that you have and we will
assist you. Error Resolution, including concerns of inaccurate information sent to credit reporting agencies, or requests for information should
be sent to the following address:
Newrez LLC
P.O. Box 10826
Greenville, SC 29603
Housing Counselor Information: If you would like counseling or assistance, you can contact the following:
U.S. Department of Housing and Urban Development (HUD): For a list of homeownership counselors or counseling organizations in your area,
go to http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm or call 800-569-4287.
Amounts paid in excess of your payment amount will first be used to satisfy any delinquency. If there are no past due amounts then excess
funds paid will be posted to your principal balance. We may report information about your account to credit bureaus. Late payments, missed
payments, or other defaults on your account may be reflected in your credit report.
Newrez LLC may assess a returned check fee consistent with the laws for your state and your loan documents on all checks returned by your
financial institution.
¿Hablas español? Esta carta contiene información importante sobre su préstamo hipotecario. Si usted no entiende el contenido de esta carta,
por favor contacte a uno de nuestros representantes que hablan español al número 866-317-2347.
If you prefer to receive communication in a language other than English, please contact us at 866-317-2347 to speak with a translator in your
preferred language about the servicing of your loan or a document you received.
A successor in interest is someone who acquires an ownership interest in a property secured by a mortgage loan by transfer upon the death of
a relative, as a result of a divorce or legal separation, through certain trusts, between spouses, from a parent to a child, or when a borrower who
is a joint tenant or tenant by the entirety dies. If you are a successor in interest, or you think you might be, please contact by phone, mail or
email to start the confirmation process.

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Address, Phone, and Name Changes
Type of change (check all that apply)
____ Address ____Phone ____Name**

CHANGE OF ADDRESS FORM

____Email Address

**Please remember:
Name changes require a signature and a copy of a legal
document noting the new name. Examples of legal
documents are marriage licenses and divorce decrees.

Your Account # __________________________________________ Social Security Number: ___________________________________________________
Old Borrower Name: ______________________________________ New Borrower Name: _____________________________________________________
Old Co-Borrower Name: ___________________________________ New Co-Borrower Name: ___________________________________________________
Borrower Signature: ____________________________________ Co-Borrower Signature: _______________________________________________________
New Mailing Address: ______________________________________________________________________________________________________________
________________________________________________________________________________________________________________________________
________________________________________________________________________________________________________________________________
________________________________________________________________________________________________________________________________
New Phone Number: Day (_ _ _) _ _ _- _ _ _ _ Evening (_ _ _) _ _ _- _ _ _ _ Email Address ___________________________________________________

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