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BALLOON PAYMENT PROMISSORY NOTE $12,881.97 Date: January 08, 2025 For value received, the undersigned Lofty Holding 1432 Sara Avenue DAO LLC (the "Borrower"), at _________________, _________________, _________________ _________________, promises to pay to the order of Yhome Nursing LLC (the "Lender"), at 52 Point Pleasant Drive, Palm Coast, FL, Palm Coast, Florida 32164 (or at such other place as the Lender may designate in writing), the sum of $12,881.97 with interest from January 22, 2025, on

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BALLOON PAYMENT PROMISSORY NOTE

$12,881.97

Date: January 08, 2025

For value received, the undersigned Lofty Holding 1432 Sara Avenue DAO LLC (the "Borrower"), at
_________________, _________________, _________________ _________________, promises to pay to
the order of Yhome Nursing LLC (the "Lender"), at 52 Point Pleasant Drive, Palm Coast, FL, Palm Coast,
Florida 32164 (or at such other place as the Lender may designate in writing), the sum of $12,881.97 with
interest from January 22, 2025, on the unpaid principal at the rate of 6.99% per annum.
I. TERMS OF REPAYMENT
A. Payments
Unpaid principal after the Due Date shown below shall accrue interest at a rate of 15% annually until paid.
The unpaid principal and accrued interest shall be payable in monthly installments of $149.52, beginning on
February 22, 2025, and continuing until January 22, 2026, (the "Due Date"), at which time the remaining
unpaid principal and interest shall be due in full.
THE BORROWER UNDERSTANDS THAT THE PAYMENT OF THE ABOVE INSTALLMENT
PAYMENTS MAY NOT FULLY AMORTIZE THE PRINCIPAL BALANCE OF THE NOTE, AND
THEREFORE, A BALLOON PAYMENT MAY BE DUE ON THE DUE DATE.
B. Application of Payments
All payments on this Note shall be applied first in payment of accrued interest and any remainder in payment
of principal.
C. Late Fees
The Borrower promises to pay a late charge of $100.00 for each installment that remains unpaid more than 7
day(s) after its Due Date. This late charge shall be paid as liquidated damages in lieu of actual damages, and
not as a penalty. Payment of such late charge shall, under no circumstances, be construed to cure any default
arising from or relating to such late payment.
D. Acceleration of Debt
If any installment is not paid when due, the remaining unpaid principal balance and accrued interest shall
become due immediately at the option of the Lender.
II. SECURITY
This Note is secured by real estate in a Situated in the City of Akron, County of Summit and State of Ohio:
And known as being a part of original Tract No. 2 of Springfield Township and as being all of
Lot No. 17 in the Renner Allotment, unrecorded, bounded and described as follows: Beginning

at a stone at the Northeast corner of Tract No. 2; Thence S 1 deg. 20' W 145.00 feet along the
tract to a point on the South line of Sara Avenue; Thence N 88 deg. 50' W along the South line of
Sara Avenue entry 80 feet to the Northeast corner of said Lot No. 17 and the true place of
beginning. Thence N 88 deg. 50' W along the South line of Sara Avenue 40.00 feet to a point;
Thence S 1 deg. 20' W along the West line 105.00 feet to a point; Thence S 88 deg. 50' E along
the South line 40.00 feet to a point; Thence N 1 deg. 20' E along the East line 105.00 feet to the
place of beginning. Be the same more or less, but subject to all legal highways.
PP# 67-30967
Alt ID: 060093302024000
Property Address: 1432 Sara Ave., Akron, OH 44305. The Lender is not required to rely on the above
security instrument and the assets secured therein for the payment of this Note in the case of default, but may
proceed directly against the Borrower.
III. PREPAYMENT
The Borrower reserves the right to prepay this Note by making payment in full of the then remaining unpaid
principal and accrued interest.
IV. COLLECTION COSTS
If any payment obligation under this Note is not paid when due, the Borrower promises to pay all costs of
collection, including reasonable attorney fees, whether or not a lawsuit is commenced as part of the
collection process.
V. DEFAULT
If any of the following events of default occur, this Note and any other obligations of the Borrower to the
Lender, shall become due immediately, without demand or notice:
1) the failure of the Borrower to pay the principal and any accrued interest when due;
2) the death of the Borrower or Lender;
3) the filing of bankruptcy proceedings involving the Borrower as a Debtor;
4) the application for the appointment of a receiver for the Borrower;
5) the making of a general assignment for the benefit of the Borrower's creditors;
6) the insolvency of the Borrower;
7) a misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit.
In addition, the Borrower shall be in default if there is a sale, transfer, assignment, or any other disposition of
any real estate pledged as collateral for the payment of this Note, or if there is a default in any security
agreement which secures this Note.
VI. SEVERABILITY
If any one or more of the provisions of this Note are determined to be unenforceable, in whole or in part, for
any reason, the remaining provisions shall remain fully operative.
VII. MISCELLANEOUS